Expanding banking access for low-income communities, immigrant communities, and communities of color is one of the central objectives. “Traditional banks are reluctant to support alternative housing models like community land trusts,” says Anousheh. “They’re not providing the low interest loans that will allow us to get to the affordability levels we need. But if we had a public bank, it could provide loans for non-speculative housing, like community land trusts and mutual housing associations.”